Split group expenses without the awkward math.
Spent in a different currency? We convert it for you, automatically.
Splitmigo tracks who paid, who owes, and settles your whole trip in the fewest payments possible.
Completely free to use. No credit card, no hidden charges, no app to download.
Goa Trip 2025
4 members · ₹44,150 total
Flights to Goa
Paid by Priya
Beach Resort, 3 nights
Paid by Priya
Dinner at Britto's
Paid by Dev
Why splitting group expenses gets messy
Splitting costs with a group always turns into the same mess: someone fronts the hotel, someone else covers dinner, and by the end of the trip nobody remembers who owes what. Spreadsheets get abandoned. Group chats fill up with “wait, did I pay you back?”
Splitmigo keeps score for you, so your group can focus on the trip — not the math.
Everything you need, nothing you don’t
Split it any way you want
Equally, by percentage, by exact amount, or by custom shares — pick whatever's fair for that expense.
Anyone can pay, everyone stays even
Log an expense on behalf of someone else and split it however you agreed. No more 'I'll just Venmo you later.'
Multi-currency, sorted automatically
Add an expense in any currency and Splitmigo tracks the conversion, so your trip total always adds up.
Settle up in fewer payments
Simplify Debt finds the smallest number of transactions needed to square up the whole group, instantly.
How it works
Create a group
Name your trip, roommate house, or event, then invite people by email, phone, or a shareable link.
Add expenses as they happen
Type the title and Splitmigo guesses the category for you. Pick who paid and how to split it.
Settle up
See exactly who owes who, in the fewest payments possible. Mark debts settled when they're paid.
People who are tired of doing the math
“Our Goa trip had three currencies and four people who kept forgetting what they'd paid for. Splitmigo did the math so nobody had to ask "wait, who owes who?" at 1am.”
“I split rent and groceries with two roommates and we used to argue about it every single month. Now we just open the app and it's settled in two payments instead of six.”
“I paid for the whole group's train tickets and forgot to tell anyone for two days. Splitmigo let me log it after the fact and split it the way we'd agreed. No awkward conversation needed.”
Frequently asked questions
Who is Splitmigo for?
Travel groups, roommates, couples, and anyone who shares recurring costs with other people. If you've ever had to figure out who owes who after a trip or a shared grocery run, it's for you.
Can I split expenses in more than one currency?
Yes. Add an expense in whatever currency you actually paid in, and Splitmigo converts it automatically. There's no manual currency math, even when your group's expenses span several countries.
Is Splitmigo a free alternative to Splitwise?
It's built for the same job — splitting group expenses — with a couple of differences: Splitmigo handles multi-currency trips natively and uses a debt-simplification algorithm to settle the whole group in the fewest possible payments. It's also free to use right now.
Do I need to download an app?
No. Splitmigo runs in your browser on your phone or computer, so there's nothing to install and nothing to update.
How does billing work?
There's no billing right now. Splitmigo is completely free to use, with no credit card and no hidden charges. We'll let everyone know well in advance before any paid plans are introduced, and your existing groups and data won't be affected.
Is my data safe?
Sign-in is handled by Firebase (the same system used by Google's own apps). Since everything is free, we never ask for or store payment card details either.
Can the rest of my group use it for free too?
Yes. Anyone you invite to a group can join and use Splitmigo at no cost, no credit card, no exceptions.
How do I get started?
Sign in with Google or your email, create a group, and invite the people you're splitting costs with. You can add your first expense right away.